Clear terms for the road ahead.

Use of the site

You may use the Site for lawful, legitimate business purposes. You agree not to interfere with the Site, attempt unauthorized access, introduce malicious code, scrape or collect information in a way that burdens the Site, or use its content to mislead others or violate applicable law.

We may modify, suspend, or discontinue any part of the Site at any time. We do not promise that the Site will always be available, uninterrupted, current, or free of errors.

No professional advice

The Site provides general information for business and informational purposes only. Nothing on the Site is legal, tax, accounting, investment, securities, or other professional advice, and no information on the Site should be treated as a recommendation to enter into a transaction.

Your situation requires analysis of facts and circumstances that may not be reflected on the Site. Obtain advice from the appropriate qualified professionals before making a financial, legal, tax, or investment decision.

Advisory and brokerage disclosures

Saltwater is a financial advisory and brokerage firm, not a lender. We do not make loans, fund transactions, control the credit decisions of third parties, or guarantee that any person or business will receive financing, a particular rate, term, approval, or closing.

Any financing opportunity is subject to separate terms, underwriting, diligence, documentation, and approval by the applicable third-party funder or lender. A conversation, inquiry, referral, or submission through the Site does not create an obligation for Saltwater or any funder or lender to proceed.

Inquiries and engagements

Information submitted through the Site may help us respond to your inquiry and assess whether our services fit your needs. Submission of a form does not create a client, advisory, agency, fiduciary, lender, borrower, or other professional relationship. An engagement exists only when the parties enter into a separate written agreement.

You are responsible for ensuring that information you submit is accurate and that you have the right to provide it. Do not submit confidential information that you do not want us to receive through the Site.

Intellectual property

The Site and its content, including text, visual elements, branding, logos, design, and arrangement, belong to Saltwater or its licensors and are protected by applicable intellectual property laws. We grant you a limited, revocable, non-exclusive, non-transferable right to access and view the Site for its intended purpose.

You may not copy, reproduce, distribute, modify, publish, sell, license, create derivative works from, or use our content or marks without our prior written permission, except as permitted by law.

Third-party links

The Site may contain links to third-party websites or services. Those links are provided for convenience and do not constitute an endorsement. Saltwater does not control and is not responsible for third-party content, availability, security, or terms and privacy practices.

Limitation of liability

To the fullest extent permitted by law, Saltwater and its owners, officers, employees, contractors, and affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, business opportunity, or goodwill, arising from or related to your use of or reliance on the Site or its content.

The Site and its content are provided on an “as is” and “as available” basis without warranties of any kind, express or implied, including warranties of accuracy, completeness, merchantability, fitness for a particular purpose, non-infringement, or availability. Some jurisdictions do not allow every limitation, so parts of this section may not apply to you.

Governing law

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules. Any dispute arising from or relating to these Terms or the Site will be brought in the state or federal courts located in Texas, and you consent to their jurisdiction and venue, to the extent permitted by law.

Changes to these Terms

We may revise these Terms from time to time. Updated Terms become effective when posted on this page, unless a different date is stated. Your continued use of the Site after changes are posted means you accept the revised Terms.

Questions about these Terms may be sent to info@saltwateradvisorygroup.com or +1 (929) 504-2734. Saltwater Advisory Group LLC operates from Dallas–Fort Worth, Texas and Branchburg, NJ, and was founded in 2025.