Payroll & operations
Keep the business moving through timing gaps in cash flow.
Working capital
Capital that moves with your business.
Access working capital through a network of funders and lending partners—matched to how your business actually runs, not a one-size-fits-all product.
Advisory first · A real network · DFW & NYC
What it’s for
A partner, not a pitch.
Working capital is for the moments between revenue and expense. We help you understand the options, the tradeoffs, and whether the move is right at all.
Inventory & supplies
Stock ahead of demand or lock in supplier pricing.
Equipment
Acquire or repair the tools and machinery your team relies on.
Expansion & growth
Open a location, add a line, or invest in the next stage.
Receivables timing
Bridge the space between delivery and a slow-paying customer.
Seasonal swings
Smooth the peaks and valleys of a seasonal revenue cycle.
How it works
Straightforward, and honest.
01
Apply
Share a few details about the business and what you’re trying to accomplish.
02
We review
We look at the situation and tell you honestly whether financing makes sense.
03
We match
We bring the request to funders and lending partners who fit the shape of the need.
04
You decide
Review the options with us and choose the structure that works for the business.
Is it a fit?
Built for established businesses.
Working capital is generally a fit for U.S. businesses with consistent monthly revenue and an active business bank account. Every situation is different; eligibility, options, and terms are determined by the funders.
Saltwater Advisory Group is a financial advisory and brokerage firm—not a lender. Financing is provided by third-party funders and lenders, subject to their approval and terms. Applying does not guarantee funding.
Explore your options ↗